If you¡¯re a renter, your largest monthly expense is probably your rent payment. Yet you don¡¯t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren¡¯t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you¡¯re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It¡¯s time you build your credit score by paying your rent.